In the Personal Auto Policy, when the insurer wants to cancel during the first 60 days for a reason other than nonpayment, what notice is required?

In the Personal Auto Policy, when the insurer wants to cancel during the first 60 days for a reason other than nonpayment, what notice is required?

• A. 5 days
• B. 10 days
• C. 20 days
• D. 30 days

Answer: (B)

During the first 60 days of a Personal Auto Policy, if the insurer cancels for a reason other than nonpayment, it must provide ten days' written notice. This protects you during the policy’s initial period by giving you time to find replacement coverage and avoid a gap. Five days is too short for this scenario, while twenty or thirty days exceed the requirement for cancellations in this early period.

During the first 60 days of a Personal Auto Policy, if the insurer cancels for a reason other than nonpayment, it must provide ten days' written notice. This protects you during the policy’s initial period by giving you time to find replacement coverage and avoid a gap. Five days is too short for this scenario, while twenty or thirty days exceed the requirement for cancellations in this early period.