Nonrenewal notice must be given at least how many days in advance?

Nonrenewal notice must be given at least how many days in advance?

• A. 30 days
• B. 60 days
• C. 90 days
• D. 120 days

Answer: (B)

When an insurer decides not to continue a policy beyond its current term, that decision must be communicated to the insured in writing. In Texas, the minimum lead time for a nonrenewal notice is 60 days before the policy expiration. This head start gives the insured time to shop for new coverage, compare options, and avoid a coverage gap. Because 60 days is the statutory minimum, anything shorter would not meet the requirement, while longer notices can be issued but aren’t the stated minimum.

When an insurer decides not to continue a policy beyond its current term, that decision must be communicated to the insured in writing. In Texas, the minimum lead time for a nonrenewal notice is 60 days before the policy expiration. This head start gives the insured time to shop for new coverage, compare options, and avoid a coverage gap. Because 60 days is the statutory minimum, anything shorter would not meet the requirement, while longer notices can be issued but aren’t the stated minimum.