Risk prevention is primarily about:

Risk prevention is primarily about:

• A. Reducing the likelihood of loss
• B. Reducing the severity of loss
• C. Transferring risk to another party
• D. Eliminating all risk

Answer: (A)

Risk prevention aims to reduce the likelihood that a loss will occur. By putting safety programs in place, training, regular maintenance, hazard controls, and other proactive measures, you lower the chance that an incident happens in the first place. This is why it’s the best choice: other options describe different concepts. Reducing severity focuses on limiting the impact if a loss occurs, rather than preventing the loss itself. Transferring risk to another party shifts the financial burden (often via insurance) but doesn’t prevent the loss from happening. Eliminating all risk isn’t realistically possible; some residual risk will always remain.

Risk prevention aims to reduce the likelihood that a loss will occur. By putting safety programs in place, training, regular maintenance, hazard controls, and other proactive measures, you lower the chance that an incident happens in the first place.

This is why it’s the best choice: other options describe different concepts. Reducing severity focuses on limiting the impact if a loss occurs, rather than preventing the loss itself. Transferring risk to another party shifts the financial burden (often via insurance) but doesn’t prevent the loss from happening. Eliminating all risk isn’t realistically possible; some residual risk will always remain.