The nonrenewal provision requires the insurer to notify the named insured at least how many days before policy expiration if it intends to nonrenew?

The nonrenewal provision requires the insurer to notify the named insured at least how many days before policy expiration if it intends to nonrenew?

• A. 10 days
• B. 20 days
• C. 30 days
• D. 60 days

Answer: (B)

When a policy isn’t going to be renewed, the insurer must give the named insured advance written notice before the current policy expires. The minimum advance notice in this context is 20 days. This lead time helps the insured arrange replacement coverage so there’s no gap in protection once the policy ends. Ten days is too short to allow for finding new coverage, while thirty or sixty days are longer notice periods that aren’t required by this particular provision. The key idea is that nonrenewal requires a written notice at least 20 days before expiration.

When a policy isn’t going to be renewed, the insurer must give the named insured advance written notice before the current policy expires. The minimum advance notice in this context is 20 days. This lead time helps the insured arrange replacement coverage so there’s no gap in protection once the policy ends.

Ten days is too short to allow for finding new coverage, while thirty or sixty days are longer notice periods that aren’t required by this particular provision. The key idea is that nonrenewal requires a written notice at least 20 days before expiration.