What types of coverage can the Windstorm Insurance Association issue on residential property?

What types of coverage can the Windstorm Insurance Association issue on residential property?

• A. Windstorm and hail only
• B. Fire and explosion only
• C. Windstorm and hail, as well as fire and explosion insurance
• D. Theft protection

Answer: (C)

The Windstorm Insurance Association provides coverage for wind-related risks in high‑exposure areas and is designed to cover windstorm and hail losses on residential property. In addition to windstorm and hail, its policies can also include fire and explosion insurance, addressing the kinds of damage that can accompany a wind event. This makes the best choice the one that combines windstorm and hail with fire and explosion coverage. The other options either omit windstorm/hail, restrict coverage to a single peril, or mention theft, which isn’t part of the association’s scope.

The Windstorm Insurance Association provides coverage for wind-related risks in high‑exposure areas and is designed to cover windstorm and hail losses on residential property. In addition to windstorm and hail, its policies can also include fire and explosion insurance, addressing the kinds of damage that can accompany a wind event. This makes the best choice the one that combines windstorm and hail with fire and explosion coverage. The other options either omit windstorm/hail, restrict coverage to a single peril, or mention theft, which isn’t part of the association’s scope.