Which item is described by a motor vehicle record (MVR)?

Which item is described by a motor vehicle record (MVR)?

• A. A record of a building's physical inventory.
• B. A report on driving history including violations and accidents.
• C. A summary of insured's financial statements.
• D. A list of past business losses.

Answer: (B)

A motor vehicle record focuses on a driver’s history with the DMV, detailing driving behavior and license status. It includes traffic violations, accidents, suspensions or revocations, and other license activity. Insurance companies and employers use this information to assess risk and determine auto coverage eligibility and rates. The other descriptions refer to different kinds of records: a building’s physical inventory records property assets; financial statements summarize an insured’s financial condition; and past business losses relate to a loss history for commercial underwriting. These do not pertain to a driver’s history. So the item described by a motor vehicle record is a report of driving history including violations and accidents.

A motor vehicle record focuses on a driver’s history with the DMV, detailing driving behavior and license status. It includes traffic violations, accidents, suspensions or revocations, and other license activity. Insurance companies and employers use this information to assess risk and determine auto coverage eligibility and rates.

The other descriptions refer to different kinds of records: a building’s physical inventory records property assets; financial statements summarize an insured’s financial condition; and past business losses relate to a loss history for commercial underwriting. These do not pertain to a driver’s history.

So the item described by a motor vehicle record is a report of driving history including violations and accidents.